Points to address when you compare breakdown cover both free and paid
Many new car companies are starting to offer breakdown cover as part of their warranty package. Hyundai has just announced a cooperative effort with RAC on several new models that will give buyers a transferable 5 year prepaid cover package. Mitsubishi already has a three year package offered with its new vehicle sales. Even though we are speaking in terms of brand new cars, a few points should be considered as part of a breakdown cover comparison.
First, when we compare breakdown cover including these free packages, we must remember that many cover policies do not provide for important needed services such as home start or tow home. Make sure that the “free” package has a bit more value than its name would imply. Another thought to take note of is that we are dealing with a new vehicle and the chances of problems are very small. Still there are road hazards to consider and even a new car can run out of petrol. Remember that if free RAC is included in your purchase it should not really be considered a discount or incentive to purchase.
Second, if your current cover from a company such as Green Flag Breakdown or Gem Motoring Assist is based upon you as driver of any vehicle, you will want to keep that cover active regardless of the free cover that came with your new car. Make sure that the free roadside assistance protection that comes with your new car is equal in features to those of your current plan.